Reasons someone would need Prestige Appraisal, LLC

To a lot of people, an appraisal just looks like another cost on the break-sheet for a mortgage or refinance. Most lenders still need a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation processes that might seem less expensive than an appraisal. But is getting a mortgage the only reason you should get an appraisal? Are there more cases when the services of a licensed, independent real estate professional might be helpful? Of course there are.

Order appraisals online from Prestige Appraisal, LLC by simply clicking here.

Dispute your tax assessment in Jackson County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Prestige Appraisal, LLC is your best evidence. We're capable of assisting you in disputing your tax assessment.

Eliminating PMI will lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the property, almost all lenders ask home owners to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Prestige Appraisal, LLC can give you a statement regarding the value of your home. The price you paid for the appraisal can often be offset in little time because you'll no longer be paying the PMI.

An appraisal from Prestige Appraisal, LLC will help you settle a divorce with less stress

A divorce can be an especially traumatic ordeal for both parties, and it is often further complicated by the hard decision of who keeps the house. It's a good idea to get an appraisal from Prestige Appraisal, LLC so both parties are fully aware of the true market value of their house, regardless of the situation.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Trustworthy estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Jackson County?

We are aware of the headaches involved with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest employees that are moving to provide remarks on the positive aspects of their property, as well as information regarding any new sales or listings in their area that they want considered.

Selling your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.

We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.

Prestige Appraisal, LLC PO Box 2295 Cullowhee, NC 28723
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