Prestige Appraisal, LLC's appraisal to-do list


	To appraise a property, an appraiser is required to be licensed by the state when it's a federally related transaction. Just give us a call at 828-586-6096 if you have any questions about the appraisal process.

To speed the appraisal process along as quickly as possible we generally recommend to have these documents, if available, ready for the appraiser:

A survey or plot map of the property and building (if readily available).
Information on the latest purchase of the property in the last three years.
Written property agreements, such as a maintenance easement for a shared driveway.
List of personal property to be sold with the home.
Any documents, such as a title policy with information on encroachments or easements encroachments or easements.
Most recent real estate tax bill and or legal description of the property.
Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.
Brag sheet that lists major home improvements and enhancements, the amount of their purchase and date of their installation (for example, the addition of insulation or roof repairs) and permit confirmation (if available).
Find copies of the current listing agreement, broker's data sheet and, in the event of a pending sale.
Information on "Homeowners Associations" or condominium covenants and fees.
A list of "suggested" improvements if the property is to be appraised "as complete".

When the appraiser has arrived, you do not need to escort them along on the entire site inspection, but you should be available to answer questions about your property and be willing to point out any home improvements.

Here are some other helpful recommendations:

Accessibility: Appraisers are very meticulous in their inspections. We recommend that all areas of the home are accessible, especially the attic and crawl space.
Housekeeping: Appraisers see many of homes a year and aren't surprised at seeing a bit of clutter, but they're human beings too! A good impact can mean a better home value.
Maintenance: We generally recommend repairing small things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: If your borrower is trying to apply for either an FHA or VA loan, we strongly recommend to ask your appraiser if there are extra things that should be done before they arrive. Some things they may recommend might be: installing smoke detectors on every floor of the home and especially near bedrooms, removing and repainting where there's paint peeling, fixing leaky or dripping faucets, fixing broken windows or other glass like doors.