Need an appraisal in Cullowhee or Jackson County?

The top 7 reasons why North Carolina homeowners need Prestige Appraisal, LLC:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in North Carolina
Remove PMI to cut your monthly mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Settle an estate in North Carolina by determining the true market value of real estate


	Do you own a house in or near Cullowhee? Do you need help determining the value of your real estate? Contact Prestige Appraisal, LLC.

We at Prestige Appraisal, LLC understand the individual needs of a customer looking for appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. As our non-traditional client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Prestige Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining. This only means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Prestige Appraisal, LLC is your #1 weapon when contesting your property tax assessment.

Need to remove PMI?

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Prestige Appraisal, LLC is experienced in helping homeowners just like you do away with unneeded PMI insurance.

HELOC recently frozen?

If your house is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Prestige Appraisal, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a professional double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.